Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.
Invest only if you wish to go overweight on the sector.
The SIP route suits the salaried class, by matching their income flows with investment frequency.
Investors who decide to enter medium to long-duration funds should be cognisant of the risk.
Avoid investing in a new ELSS scheme each year. Stick to one well-chosen scheme to avoid clutter in your portfolio.
Consumption is among the most diversified and sought-after themes in Indian equities. Over the past five years, consumption theme funds have given an annualised category average return of 15.17 per cent, according to the data from Value Research. But this theme has been affected by the Covid-19 pandemic, which impacted jobs and livelihood.
Investors need to get the timing of entry and exit right to make money in thematic and sector funds, suggests Sarbajeet K Sen.
It is advisable to avoid a fund until it develops a track record.
Despite the current bout of volatility, debt-oriented hybrid funds remain well suited for risk-averse investors.
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns, advises Sarbajeet K Sen.
Stocks offering attractive dividends contain downside better when the markets correct, advises Sarbajeet K Sen.
At a time when investors are preferring higher-risk investment products like thematic and small-cap mutual fund (MF) schemes, some fund houses are exploring the possibility of going further down the market-capitalisation (m-cap) ladder to unearth newer investment opportunities. HDFC MF had filed papers with the capital markets regulator - the Securities and Exchange Board of India (Sebi) - earlier this year for an active micro-cap scheme. Some more fund houses are keen on launching such schemes, say industry observers.
'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'
Investors should consider debt mutual funds, banks fixed deposits or high-rated corporate debt instruments.
There are, however, a few aspects to factor in before considering G-Secs as an investment option, advises Bindisha Sarang.
'He made me feel like a crorepati even without sitting in the hot seat.'
Switzerland remains the 'biggest private banking financial centres for cross border wealth management' with assets worth over CHF 2.11 trillion ($2.2 trillion), as per the study conducted by the Swiss Bankers Association and the Boston Consulting Group.
Lending on peer-to-peer platforms is fraught with higher risks but investors can earn as much as 12% to 36%.
Even retail investors are talking about investing in start-ups.
Tracking a smaller number of taxpayers with a high income base and using data from millionaire surveys and purchases of high-end cars and houses can make the tax department more efficient.
'I am not surprised that hubris brought Chanda Kochhar down. It would appear that as a person she thought she could do no wrong and as a leader she considered herself above what her company demanded of others in terms of financial probity and honesty. That, my friends, is NOT a good way for a leader to feel,' says S Muraleedharan, former managing director, BNP Paribas.
Any insurance policy cannot be treated as a 'buy and hold' strategy like one may want to do with their investments.
'India today has to fight many a battle, all of which cry out for innovation. This is where the experience of the Diaspora could be the most productive well-spring.'
'Without destroying idol worship, you cannot destroy caste because idol worship keeps religious communities in its religious ideology. The RSS is a big promoter of idol worship.' 'They may have an OBC PM, but neither the RSS or the VHP talk about an OBC becoming a priest. The equation is: Business in Baniya hands. Religion in Brahmin hands. OBC votes for the BJP.'
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